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Institutional Agent Finance Control Matrix

Hallucinations
298 CAUGHT
Cost Saved
$0.00 SAVED TODAY
94% vs GPT-4o
🏦 Institutional Risk Profile
Single-sig limit: $50,000 · Dual-sig above: $50,000 · BFT threshold: 66.7% · Daily cap: $2,000,000
Changing profile changes demo outcomes in real time — exactly as it would in your production deployment.

🔐 How Accountability Works

💳
DBT — Digital Bound Token
Agent-only liability
Hard spending limits
No vault access
No human guarantor

Like a prepaid debit card.
4FA
Verify
Human
🔐
SBT — Soul Bound Token
Human identity verified
Cryptographically proven
Never revealed (ZKP)
Non-transferable

Like a verified ID card
nobody else can see.
ZKP
Bond
Links
DBT + SBT Linked
Full institutional access
Human liability: proven
Identity: ZKP protected
Custodian: revocable

Like a parent co-signing
a student's first credit card.
Parent released when
student proves worthy.
The custodian's identity is cryptographically proven but never exposed —
satisfying MiCA UBO, FATF Travel Rule, AML, and GDPR simultaneously.
As the agent earns RepID, custodian exposure decreases.
At autonomous threshold (9,000), the custodian is released — freed to guarantee the next agent.

DBT agent = prepaid debit card (no credit history)  ·  Custodied agent = student card with parent co-signer  ·  Autonomous agent = earned credit limit, no guarantor needed
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Institutional Risk Configuration

🎚️ Set Your Institution's Risk Tolerance

Like adjusting a portfolio risk model or cap-rate threshold. Weights determine how RepID is calculated for your institution.

Agent KYA Registry — Live RepID Scores

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Live Compliance Feed

Live Compliance Receipts

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